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В последнее время увеличивается количество обращений в финансовые учреждения за получением ипотечного кредита, на сегодняшний день существуют сотни программ кредитования. Наибольшее количество ипотечных сделок проходит в Санкт-Петербурге и Москве, более 25% от всего количества по стране.
ГЛАВНЫМИ ПЛЮСАМИ ИПОТЕЧНОГО КРЕДИТОВАНИЯ ЯВЛЯЮТСЯ
Процентная ставка от 10.5 % годовых.
Недвижимость оформляетсяна заемщика.
Сумма ежемесячного платежа в большинстве случаев сопоставима с оплатой аренды квартирысопоставима с оплатой аренды квартиры
Возможность погашения ипотекиза счет материнского капитала.
Допускается покупка недвижимостина первичном и вторичном рынках.
Минимальный первый взнос 20% от стиомости жилья.
Максимальный срок ипотечного кредитования -30 лет.
ОСНОВНЫЕ УСЛОВИЯ ПОЛУЧЕНИЯ ИПОТЕКИ
Возраст заемщикаот 21 до 64 лет.
Гражданство РФ.
Наличие работы по трудовой книжке или трудовому договору не менее 3-х месяцев.
ипотечный кредит можно оформить только по паспорту и второму документу на выбор банка.
ОТЛИЧИТЕЛЬНЫЕ ХАРАКТЕРИСТИКИ ИПОТЕЧНОГО КРЕДИТОВАНИЯ
Во время принятия решения о выдаче ипотеки в Санкт-Петербурге в расчет можно взять не только доходы заемщика, но и его близких родственников. Основная масса ипотечных кредитов оформляется молодыми парами с учетом их совместного дохода.
Недвижимость становится собственностью заемщика при оформлении документов купли-продажи в банке. Однако дарить продавать или менять ее он сможет только после полного погашения кредита.
Мы уже не первый год помогаем клиентам получить ипотеку на самых выгодных и приемлемых для них условиях. Мы сделаем все, чтобы вы получили самый выгодный ипотечный заем, а именно:
проведем банковские проверки, включая кредитную историю;
подберем кредитную программу, идеально подходящую именно для вас;
согласуем с банком особые условия;
поможем с выбором оценочной компании.

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